Louisiana Contractors License Practice Exam

What is NOT a responsibility of an employee injured at work?

1. Keeping the employer informed of any changes in their condition

2. Submitting to a medical examination paid for by the employer

3. Filing for their own insurance claims

4. Notifying the employer within 30 days

The correct answer is: Filing for their own insurance claims

The responsibility outlined in the context of the question pertains to the typical obligations that an employee has following a workplace injury. Among the given options, the obligation to file for their own insurance claims is not typically considered an essential duty of the injured employee in a workers' compensation scenario. In most jurisdictions, when an employee is injured at work, they generally file a workers' compensation claim through their employer, who then submits it to their insurance carrier. This process alleviates the individual employee from needing to manage their separate insurance claims, as the claim is usually handled as part of the employer's insurance obligations. In contrast, keeping the employer informed of any changes in their condition, submitting to a medical examination paid for by the employer, and notifying the employer within a specified timeframe (often 30 days) are all responsibilities that typically fall upon the employee to ensure proper communication and compliance with workplace safety regulations and workers' compensation laws. Thus, the process supports their right to receive benefits and medical care related to their injury, reinforcing the notion of employers’ duty to provide a safe work environment and financial support through insurance.